
At Kawaguchi Real Estate Group, we offer a real estate experience grounded in integrity, commitment, and empathy. By upholding honesty and transparency in every interaction, we build trust and foster personal connections that last well beyond the transaction.

✨A rare gem in Cambridge Park is finally available! ✨ After more than 20 years, this beautiful home is hitting the market, offering a unique opportunity for the next lucky owner. Nestled on an expansive 10,781 sq ft lot, this property is perfect for anyone who craves space, comfort, and potential. With 3 spacious bedrooms, 2 full baths, and over 1,300 sq ft of living space, this home has room to grow and create lasting memories. The huge backyard is the ideal canvas for outdoor living, gardening, or simply enjoying the tranquility of your private oasis. 🌳 📍 1262 Brookview Circle, Concord 💲 Listed at $695,000 Contact me for a private showing! Feel free to reach me: 📞 510-800-1693, 📧 [email protected] 💻 kawaguchi.realestate #kawaguchirealestate
Feb 16
32
10

Every day as a realtor is unique! It’s a role that requires wearing many hats, but it’s moments like these that make it truly enjoyable. I love helping others find their dream home, and I’m dedicated to providing the personalized service needed to make that happen for you. Feel free to reach me: 📞 510-800-1693, 📧 [email protected] 💻 kawaguchi.realestate #kawaguchirealestate
Feb 12
47
13

Imagine walking into your dream home... ✨🏡 What if it’s closer than you think? Reach out to me & we can make it happen! Feel free to reach me: 📞 510-800-1693, 📧 [email protected] 💻 kawaguchi.realestate #kawaguchirealestate
Feb 11
52
9

Hi everyone, I’m Mallory Kawaguchi with Kawaguchi Real Estate, and I’d love to introduce myself. As a wife, mom, and proud Bay Area native, I’ve had the privilege of living in over five cities across the region, giving me a unique, insider’s perspective on local real estate trends. Most of my time has been spent in the East Bay, and I’ve grown to love its vibrant & diverse culture. My approach to real estate is all about providing a personalized, step-by-step process tailored to your needs. Whether you’re buying, selling, or investing, I’m here to walk you through each phase, making sure you feel confident and at ease throughout the journey. My goal is to make your real estate experience as smooth, efficient, and stress-free as possible. I look forward to working together! Feel free to reach me: 📞 510-800-1693, 📧 [email protected] 💻 kawaguchi.realestate #kawaguchirealestate
Feb 8
129
40


✨A rare gem in Cambridge Park is finally available! ✨ After more than 20 years, this beautiful home is hitting the market, offering a unique opportunity for the next lucky owner. Nestled on an expansive 10,781 sq ft lot, this property is perfect for anyone who craves space, comfort, and potential. With 3 spacious bedrooms, 2 full baths, and over 1,300 sq ft of living space, this home has room to grow and create lasting memories. The huge backyard is the ideal canvas for outdoor living, gardening, or simply enjoying the tranquility of your private oasis. 🌳 📍 1262 Brookview Circle, Concord 💲 Listed at $695,000 Contact me for a private showing! Feel free to reach me: 📞 510-800-1693, 📧 [email protected] 💻 kawaguchi.realestate #kawaguchirealestate
Feb 16
32
10

Every day as a realtor is unique! It’s a role that requires wearing many hats, but it’s moments like these that make it truly enjoyable. I love helping others find their dream home, and I’m dedicated to providing the personalized service needed to make that happen for you. Feel free to reach me: 📞 510-800-1693, 📧 [email protected] 💻 kawaguchi.realestate #kawaguchirealestate
Feb 12
47
13

Imagine walking into your dream home... ✨🏡 What if it’s closer than you think? Reach out to me & we can make it happen! Feel free to reach me: 📞 510-800-1693, 📧 [email protected] 💻 kawaguchi.realestate #kawaguchirealestate
Feb 11
52
9
Step 1: Assess Financial Readiness

Key Tasks
1. Review Your Credit
- Obtain credit reports from Experian, Equifax, and TransUnion.
- Check for errors (e.g., incorrect balances, unknown accounts).
- Calculate FICO score (minimum 620 for conventional loans; higher scores get better rates).
2. Evaluate Debt-to-Income Ratio (DTI)
- Add all monthly debt payments (credit cards, car loans).
- Divide by gross monthly income; aim for <36%.
3. Review Your Credit
- Calculate amount based on target home price (5%, 10%, or 20%).
- Factor in PMI if down payment <20%.
- Open a high-yield savings account to grow this fund
4. Budget for Closing Costs & Reserves
- Estimate 2–5% of purchase price for closing costs.
- Save 3–6 months of housing expenses for emergencies.
5. Get Pre-Approved
- Gather financial docs: last 2 years of tax returns, W-2s, pay stubs, bank statements, proof of assets.
- Compare lenders for interest rates and fees.
- Obtain a pre-approval letter to show you’re a serious buyer.
Common Problems:
- Low credit score delaying loan approval.
- Insufficient savings for down payment or unexpected costs.
- Misunderstanding affordability limits.
Recommendations:
- Start improving credit 6–12 months before house hunting (pay down debts, avoid late payments).
- Use budgeting tools (Mint, YNAB) to track and optimize savings.
- Consult a financial advisor to align budget with long-term financial goals.
Step 2: Define Your Homebuying Goals

Tasks
1. Identify Your Needs
- Number of bedrooms/bathrooms, garage, yard, etc.
- Accessibility needs or proximity to family/work/schools.
2. Set Location Priorities
- Research safety, commute times, walkability, amenities.
- Evaluate school districts for resale value.
3. Define Future Plans
- Starter home vs. long-term residence.
- Consider market growth and resale potential.
Common Problems:
- Overlooking location factors (crime, traffic).
- Unrealistic expectations for price vs. features.
- Failing to account for future life changes.
Recommendations:
- Use online tools (NeighborhoodScout, Niche) to analyze areas.
- Create a weighted scoring system for property comparisons.
- Look at properties within 80–90% of your budget for negotiation/upgrades.
Step 3: Engage a Real Estate Agent

Tasks
1. Research Agents
- Experience in your target market.
- Check online reviews and referrals.
2. Interview Candidates
- Ask about recent transactions, communication style, market trends.
3. Sign an Agreement
- Review buyer-agent agreement (commission often paid by seller).
- Confirm availability for showings in competitive markets.
Common Problems:
- Choosing an agent who doesn’t prioritize your needs.
- Miscommunication about responsibilities.
Recommendations:
- Select an agent with a strong local track record.
- Set communication preferences (email, phone, frequency).
Step 4: Search for Properties

Tasks
1. Use Online Tools (Zillow, Redfin, Realtor.com, MLS)
- Set filters for budget, location, desired features.
2. Attend Showings & Open Houses
- Visit multiple properties, take photos/notes for comparison.
3. Evaluate Properties
- Look beyond aesthetics; assess functionality, layout, storage.
- Identify needed repairs/updates.
- Monitor market trends (homes selling above/below asking).
Common Problems:
- Getting attached to properties outside your budget.
- Overlooking red flags (e.g., water damage, poor insulation).
Recommendations:
- Stay within pre-approved limits.
- Bring a trusted friend/family member for a second opinion.
Step 5: Make an Offer

Tasks
1. Craft a Competitive Offer
- Use a comparative market analysis for fair pricing.
- Include earnest money (1–3%).
2. Include Contingencies
- Inspection, appraisal, financing approvals.
3. Negotiate
- Be prepared to adjust terms (closing date, minor repairs).
Common Problems:
- Losing out in bidding wars.
- Overpaying due to emotional attachment.
Recommendations:
- Rely on your agent for a strong, realistic offer.
- Avoid waiving critical contingencies.
Step 6: Conduct Due Diligence

Tasks
1. Schedule Inspections
- General, roof, plumbing, pest.
2. Order an Appraisal
- Verify property value matches the offer.
3. Review Disclosures & HOA Rules
- Check legal/structural issues, fees, regulations.
4. Check Title History
- Ensure no liens or ownership disputes.
Common Problems:
- Major issues (foundation problems, unpermitted renovations).
- Appraisal or inspection delays.
Recommendations:
- Negotiate repairs or price reductions if significant issues arise.
- Walk away if deal-breakers appear.
Step 7: Secure Financing

Tasks
1. Lock In Your Mortgage Rate
- Consider fixed vs. adjustable-rate mortgages (ARMs).
2. Submit Documentation
- Provide any additional paperwork promptly.
3. Review Final Loan Terms
- Check interest rate, loan amount, closing costs.
Common Problems:
- Loan denial due to job loss or new debt.
- Hidden fees or unexpected rate increases.
Recommendations:
- Avoid major financial changes (new loans, big purchases).
- Clarify all terms with the lender before signing.
Step 8: Close the Deal

Tasks
1. Final Walk-Through
- Check completed repairs, confirm fixtures/appliances remain.
2. Review Closing Documents
- Scrutinize for errors or unexpected fees.
3. Sign & Transfer Funds
- Wire closing funds securely.
4. Receive Keys
- Collect keys, garage door openers, access codes.
Common Problems:
- Title issues causing delays.
- Errors in closing documents or funds transfer.
Recommendations:
- Hire a real estate attorney to review paperwork.
- Use secure methods for wiring funds.
Step 9: Final Tips for Success

Stay Organized:
Track deadlines in a spreadsheet or project management tool.
- Build a Support Team: Agent, lender, attorney, inspector.
- Expect the Unexpected: Keep a contingency fund for surprises.
- Following these steps helps ensure a smooth home-buying journey!
Step 1: Assess Financial Readiness

Key Tasks
1. Review Your Credit
- Obtain credit reports from Experian, Equifax, and TransUnion.
- Check for errors (e.g., incorrect balances, unknown accounts).
- Calculate FICO score (minimum 620 for conventional loans; higher scores get better rates).
2. Evaluate Debt-to-Income Ratio (DTI)
- Add all monthly debt payments (credit cards, car loans).
- Divide by gross monthly income; aim for <36%.
3. Review Your Credit
- Calculate amount based on target home price (5%, 10%, or 20%).
- Factor in PMI if down payment <20%.
- Open a high-yield savings account to grow this fund
4. Budget for Closing Costs & Reserves
- Estimate 2–5% of purchase price for closing costs.
- Save 3–6 months of housing expenses for emergencies.
5. Get Pre-Approved
- Gather financial docs: last 2 years of tax returns, W-2s, pay stubs, bank statements, proof of assets.
- Compare lenders for interest rates and fees.
- Obtain a pre-approval letter to show you’re a serious buyer.
Common Problems:
- Low credit score delaying loan approval.
- Insufficient savings for down payment or unexpected costs.
- Misunderstanding affordability limits.
Recommendations:
- Start improving credit 6–12 months before house hunting (pay down debts, avoid late payments).
- Use budgeting tools (Mint, YNAB) to track and optimize savings.
- Consult a financial advisor to align budget with long-term financial goals.
Step 2: Define Your Homebuying Goals

Tasks
1. Identify Your Needs
- Number of bedrooms/bathrooms, garage, yard, etc.
- Accessibility needs or proximity to family/work/schools.
2. Set Location Priorities
- Research safety, commute times, walkability, amenities.
- Evaluate school districts for resale value.
3. Define Future Plans
- Starter home vs. long-term residence.
- Consider market growth and resale potential.
Common Problems:
- Overlooking location factors (crime, traffic).
- Unrealistic expectations for price vs. features.
- Failing to account for future life changes.
Recommendations:
- Use online tools (NeighborhoodScout, Niche) to analyze areas.
- Create a weighted scoring system for property comparisons.
- Look at properties within 80–90% of your budget for negotiation/upgrades.
Step 3: Engage a Real Estate Agent

Tasks
1. Research Agents
- Experience in your target market.
- Check online reviews and referrals.
2. Interview Candidates
- Ask about recent transactions, communication style, market trends.
3. Sign an Agreement
- Review buyer-agent agreement (commission often paid by seller).
- Confirm availability for showings in competitive markets.
Common Problems:
- Choosing an agent who doesn’t prioritize your needs.
- Miscommunication about responsibilities.
Recommendations:
- Select an agent with a strong local track record.
- Set communication preferences (email, phone, frequency).
Step 4: Search for Properties

Tasks
1. Use Online Tools (Zillow, Redfin, Realtor.com, MLS)
- Set filters for budget, location, desired features.
2. Attend Showings & Open Houses
- Visit multiple properties, take photos/notes for comparison.
3. Evaluate Properties
- Look beyond aesthetics; assess functionality, layout, storage.
- Identify needed repairs/updates.
- Monitor market trends (homes selling above/below asking).
Common Problems:
- Getting attached to properties outside your budget.
- Overlooking red flags (e.g., water damage, poor insulation).
Recommendations:
- Stay within pre-approved limits.
- Bring a trusted friend/family member for a second opinion.
Step 5: Make an Offer

Tasks
1. Craft a Competitive Offer
- Use a comparative market analysis for fair pricing.
- Include earnest money (1–3%).
2. Include Contingencies
- Inspection, appraisal, financing approvals.
3. Negotiate
- Be prepared to adjust terms (closing date, minor repairs).
Common Problems:
- Losing out in bidding wars.
- Overpaying due to emotional attachment.
Recommendations:
- Rely on your agent for a strong, realistic offer.
- Avoid waiving critical contingencies.
Step 6: Conduct Due Dilligence

Tasks
1. Schedule Inspections
- General, roof, plumbing, pest.
2. Order an Appraisal
- Verify property value matches the offer.
3. Review Disclosures & HOA Rules
- Check legal/structural issues, fees, regulations.
4. Check Title History
- Ensure no liens or ownership disputes.
Common Problems:
- Major issues (foundation problems, unpermitted renovations).
- Appraisal or inspection delays.
Recommendations:
- Negotiate repairs or price reductions if significant issues arise.
- Walk away if deal-breakers appear.
Step 7: Secure Financing

Tasks
1. Lock In Your Mortgage Rate
- Consider fixed vs. adjustable-rate mortgages (ARMs).
2. Submit Documentation
- Provide any additional paperwork promptly.
3. Review Final Loan Terms
- Check interest rate, loan amount, closing costs.
Common Problems:
- Loan denial due to job loss or new debt.
- Hidden fees or unexpected rate increases.
Recommendations:
- Avoid major financial changes (new loans, big purchases).
- Clarify all terms with the lender before signing.
Step 8: Close the deal

Tasks
1. Final Walk-Through
- Check completed repairs, confirm fixtures/appliances remain.
2. Review Closing Documents
- Scrutinize for errors or unexpected fees.
3. Sign & Transfer Funds
- Wire closing funds securely.
4. Receive Keys
- Collect keys, garage door openers, access codes.
Common Problems:
- Title issues causing delays.
- Errors in closing documents or funds transfer.
Recommendations:
- Hire a real estate attorney to review paperwork.
- Use secure methods for wiring funds.
Step 9: Final Tips for Success

Stay Organized:
Track deadlines in a spreadsheet or project management tool.
- Build a Support Team: Agent, lender, attorney, inspector.
- Expect the Unexpected: Keep a contingency fund for surprises.
- Following these steps helps ensure a smooth home-buying journey!
Step 1: Preparing to Sell

Steps:
- Assess property value via comparative market analysis (CMA).
- Decide whether to sell “as-is” or make improvements.
- Choose an agent (if not selling on your own).
- Set a realistic asking price.
- Stage the home and enhance curb appeal.
Common Problems:
- Poor-quality photos deter potential buyers.
- Weak descriptions that fail to grab attention.
- Limited exposure reduces the buyer pool.
Recommendations:
- Poor-quality photos deter potential buyers.
- Weak descriptions that fail to grab attention.
- Limited exposure reduces the buyer pool.
Step 2: Listing the Property

Steps:
- Write a compelling property description (highlight key features).
- Take professional photos and offer virtual tours.
- List on MLS and other platforms.
- Use targeted social media marketing and direct mail
Common Problems:
- Poor-quality photos deter potential buyers.
- Weak descriptions that fail to grab attention.
- Limited exposure reduces the buyer pool.
Recommendations:
- Invest in professional photography/videography.
- Emphasize location, upgrades, and unique features.
- Ensure broad listing coverage online and offline.
Step 3: Marketing and Showings

Steps:
- Schedule open houses and private showings.
- Host virtual open houses for remote buyers.
- Produce brochures, flyers, and email campaigns.
- Adjust strategy based on showing feedback.
Common Problems:
- Poor scheduling can lead to missed buyer opportunities.
- Unprepared showings (clutter, dirt) discourage buyers.
- Minimal advertising leads to low turnout.
Recommendations:
- Offer flexible scheduling (including last-minute requests).
- Keep the home clean, well-lit, and fresh-smelling.
- Track feedback and pivot marketing tactics as needed.
Step 4: Receiving Offers

Steps:
- Review offers with agent or legal advisor.
- Negotiate price, contingencies, closing dates.
- Accept the best offer (financial security, timeline goals).
Common Problems:
- Lowball offers that waste time.
- Confusion when multiple offers come in simultaneously.
- Complex contingencies adding risk.
Recommendations:
- Counteroffer instead of outright dismissing low offers.
- Prioritize financially sound offers with simpler terms.
- Clarify non-negotiables early to streamline negotiations.
Step 5: Under Contract

Steps:
- Finalize the purchase agreement.
- Coordinate inspections and appraisals.
- Address contingencies and negotiate repairs.
- Maintain open communication with buyer, agents, and lenders.
Common Problems:
- Failed inspections leading to cancellations.
- Low appraisals causing financing issues.
- Disputes over contingencies.
Recommendations:
- Address potential inspection issues before listing.
- Use recent comparables to challenge low appraisals.
- Work closely with an experienced agent on contingency negotiations.
Step 6: Closing Process

Steps:
- Buyer’s final walkthrough.
- Review and sign all closing documents.
- Transfer title, keys, and pay off existing mortgages.
Settle closing costs.
Common Problems:
- Financing delays pushing back closing dates.
- Errors in closing documents causing last-minute confusion.
- Unmet conditions halting the process.
Recommendations:
- Stay in touch with the buyer’s lender and title company.
- Review all documents in advance with your agent or lawyer.
- Ensure agreed-upon repairs and terms are completed.
Step 7: Post-Sale

Steps:
- Notify utilities and service providers of the ownership change.
- File taxes and report the sale (capital gains, etc.).
- Reflect on the process for future improvements.
Common Problems:
- Unpaid dues or taxes causing disputes.
- Emotional difficulty after selling a long-term home.
- Forgotten follow-ups leaving unresolved issues for buyers.
Recommendations:
- Double-check all outstanding financial obligations.
- Focus on future goals to move on emotionally.
- Provide a list of local resources for buyers.
Step 1: Preparing to Sell

Steps:
- Assess property value via comparative market analysis (CMA).
- Decide whether to sell “as-is” or make improvements.
- Choose an agent (if not selling on your own).
- Set a realistic asking price.
- Stage the home and enhance curb appeal.
Common Problems:
- Poor-quality photos deter potential buyers.
- Weak descriptions that fail to grab attention.
- Limited exposure reduces the buyer pool.
Recommendations:
- Poor-quality photos deter potential buyers.
- Weak descriptions that fail to grab attention.
- Limited exposure reduces the buyer pool.
Step 2: Listing the Property

Steps:
- Write a compelling property description (highlight key features).
- Take professional photos and offer virtual tours.
- List on MLS and other platforms.
- Use targeted social media marketing and direct mail
Common Problems:
- Poor-quality photos deter potential buyers.
- Weak descriptions that fail to grab attention.
- Limited exposure reduces the buyer pool.
Recommendations:
- Invest in professional photography/videography.
- Emphasize location, upgrades, and unique features.
- Ensure broad listing coverage online and offline.
Step 3: Marketing and Showings

Steps:
- Schedule open houses and private showings.
- Host virtual open houses for remote buyers.
- Produce brochures, flyers, and email campaigns.
- Adjust strategy based on showing feedback.
Common Problems:
- Poor scheduling can lead to missed buyer opportunities.
- Unprepared showings (clutter, dirt) discourage buyers.
- Minimal advertising leads to low turnout.
Recommendations:
- Offer flexible scheduling (including last-minute requests).
- Keep the home clean, well-lit, and fresh-smelling.
- Track feedback and pivot marketing tactics as needed.
Step 4: Receiving Offers

Steps:
- Review offers with agent or legal advisor.
- Negotiate price, contingencies, closing dates.
- Accept the best offer (financial security, timeline goals).
Common Problems:
- Lowball offers that waste time.
- Confusion when multiple offers come in simultaneously.
- Complex contingencies adding risk.
Recommendations:
- Counteroffer instead of outright dismissing low offers.
- Prioritize financially sound offers with simpler terms.
- Clarify non-negotiables early to streamline negotiations.
Step 5: Under Contract

Steps:
- Finalize the purchase agreement.
- Coordinate inspections and appraisals.
- Address contingencies and negotiate repairs.
- Maintain open communication with buyer, agents, and lenders.
Common Problems:
- Failed inspections leading to cancellations.
- Low appraisals causing financing issues.
- Disputes over contingencies.
Recommendations:
- Address potential inspection issues before listing.
- Use recent comparables to challenge low appraisals.
- Work closely with an experienced agent on contingency negotiations.
Step 6: Closing Process

Steps:
- Buyer’s final walkthrough.
- Review and sign all closing documents.
- Transfer title, keys, and pay off existing mortgages.
Settle closing costs.
Common Problems:
- Financing delays pushing back closing dates.
- Errors in closing documents causing last-minute confusion.
- Unmet conditions halting the process.
Recommendations:
- Stay in touch with the buyer’s lender and title company.
- Review all documents in advance with your agent or lawyer.
- Ensure agreed-upon repairs and terms are completed.
Step 7: Post-Sale

Steps:
- Notify utilities and service providers of the ownership change.
- File taxes and report the sale (capital gains, etc.).
- Reflect on the process for future improvements.
Common Problems:
- Unpaid dues or taxes causing disputes.
- Emotional difficulty after selling a long-term home.
- Forgotten follow-ups leaving unresolved issues for buyers.
Recommendations:
- Double-check all outstanding financial obligations.
- Focus on future goals to move on emotionally.
- Provide a list of local resources for buyers.

Emily Harrington
Working with Kawaguchi Real Estate was a seamless and rewarding experience. From the very first meeting, Mallory and her team made us feel valued and understood. Their deep knowledge of the local market, coupled with their empathetic and client-first approach, made what could have been a stressful process remarkably smooth.

Rosaline Jackson
Mallory and her team were incredible! They made the home-buying process stress-free and found us the perfect home. Their expertise and care are unmatched.
Highly recommend!

Richard Mille
From start to finish, Kawaguchi Real Estate was professional, attentive, and truly had our best interests at heart. We couldn’t be happier with the results! We wholeheartedly recommend to anyone looking to buy, sell, or invest in real estate. They’re trusted partners in making your real estate dreams a reality!
We are dedicated to providing exceptional client service and expert guidance to help you navigate the real estate market. Schedule an appointment today to transform your home-buying or selling experience!
Reach out today to connect with our expert team and start your journey toward achieving your real estate goals. Your dream home is just a message away!